How CVRD Works

Implementations realistically run from about two weeks to eight, and we plan around a 45 to 60 day window. The fastest ones are clients on an API-connected payroll or HRIS with a straightforward carrier lineup. That path moves quickly, and we've done it in two. Timeline mostly comes down to how quickly plan information, payroll access, and carrier connections come together, so we scope that on the first call and give you a date based on your goals rather than a range.

You don't have to wait. Compliance and fringe tracking can go live at any point in the year. It doesn't touch your plans, so there's nothing to time it against. Benefits administration can also be assumed mid-year, but open enrollment tends to guide transitions and we'll tell you honestly which one your situation calls for. (Special note on ICHRAs: All individual plans run on a Jan 1 to Dec 31 plan year, CVRD can help you conform to this schedule without major disruption if needed, just ask.)

Pricing is a flat per-employee-per-month rate, with no percentage of premium, so your cost doesn't rise just because your premiums did. What you pay depends on headcount and which pieces you're running: compliance tracking alone sits at the low end, full benefits administration plus ICHRA at the higher. We'll quote you on the first call. Special note: CVRD's fee is never paid out of employee fringe dollars. Administrative costs are a business expense of the contractor and cannot be deducted from the fringe amount owed to employees (29 CFR § 4.172), so our fee sits outside your fringe obligation rather than inside it.