Skip to Content
Enter
Skip to Menu
Enter
Skip to Footer
Enter

Benefits Admin

One platform for all of your employees.

ICHRA, group medical, ancillary benefits, 401(k) for excess fringe, fringe accounting, cash-in-lieu handling, and DOL reporting. All in one place, fully integrated.

See How It Works

The problem

Government contractors managing benefits across SCA and non-SCA populations typically end up with three or four disconnected systems.

That setup means no single source of truth, delayed visibility into fringe spend, and compliance records that are only as good as the last manual update. When something changes mid-contract, the lag creates exposure.

Benefits costs are also compounding. Group health plans renew at 15-20% annually while labor rate escalation allowances stay at 2-3%. Most contractors absorb the difference through margin rather than restructuring the underlying benefits approach.

What CVRD administers

  • All lines of group and ancillary coverage

    Medical, dental, vision, life, and more, including alongside ICHRA groups

  • Premium-only ICHRA

    SCA and ACA compliant

  • Cash-in-lieu handling

    Both employer configurations. Cash or retirement.

  • Payroll & Carrier Integration

    150+ platforms, API-first. Real-time regular syncs; ask about yours

Employee wallet

CVRD gives every employee a real-time Wallet showing H&W earnings, spend, and cushion balance. 24/7 visibility. Drives enrollment. Reduces confusion during transitions.

Capital control

Your money never leaves your purview.

CVRD does not hold funds and ensures money is transferred compliantly from the employer directly to their carriers. No float. No black-box trusts. No trust fees. Full transparency at every step.

FAQs

Can't find what you're looking for?
We're happy to help.

Book a Demo
What happens at open enrollment?
Employees are invited into a guided shopping flow where they compare the plans provided against their fringe spend and their family needs. Our team is available to anyone who wants help deciding and enrollment appointments can be booked throughout OE. Your HR team watches progress live: who's been invited, who's shopping, who's completed. CVRD handles all data transfer and application processing after OE. It's the same flow whether someone is on ICHRA, group, or ancillary lines. CVRD Clients and their employees have access to our Advocacy Center all year long for plan support.
Do we have to use carriers and plans that CVRD provides?
No, we're product and plan agnostic. There's no proprietary plan you have to adopt and no preferred carrier we're steering you toward; we calculate fringe against and administer whatever package is right for your workforce. That can be your current lineup or something new you and your broker build together.
Who pays the carriers, and what does billing look like?
For benefits administration clients, CVRD handles all carrier payments. Clients receive one consolidated monthly invoice covering ICHRA, medical, and any/all ancillary lines instead of reconciling multiple carrier bills against a payroll file every month. Each month, funds move from your employer-owned account directly to your carriers, with full visibility at every step.

See what your fringe dollars could actually do.

Book a Demo