The only call center built for year-round individual plan support

White-label ICHRA advocacy for brokers & administrators who want happy members, not overhead.

CVRD goes beyond ICHRA to deliver:

Multichannel Customer Engagement

Benefits Enrollment & Education

Regulatory Compliance

Transparent Reporting & SLA Monitoring

Individual plans are a complex game.  

Play it wrong, pay twice.
Individual plan navigation requires specialized knowledge that group benefits expertise doesn't cover
Carrier networks, and plan comparisons are too complex for traditional call centers
ICHRA participants need ongoing support throughout the year—not just during enrollment
Most brokerages lack the infrastructure and budget to build specialized individual plan support teams
Early ICHRA implementations have created poor member experiences due to inadequate ongoing support
The individual marketplace changes constantly—keeping staff trained and current isn't scalable
Individual plan navigation requires specialized knowledge that group benefits expertise doesn't cover
Carrier networks, and plan comparisons are too complex for traditional call centers
ICHRA participants need ongoing support throughout the year—not just during enrollment
Most brokerages lack the infrastructure and budget to build specialized individual plan support teams
Early ICHRA implementations have created poor member experiences due to inadequate ongoing support
The individual marketplace changes constantly—keeping staff trained and current isn't scalable

The first call center engineered Exclusively for Individual Plans

Year-Round Individual Plan Specialists

Unlike general call centers, we focus exclusively on individual marketplaces

Complete White-Label Integration

Members never know they're speaking to a third party

Deep ICHRA Expertise

Our advocates understand subsidy rules, compliance requirements, and individual market nuances

Scalable Infrastructure

Handle member growth without hiring, training, or managing internal staff

Cost-Effective Solution

Get specialized call center capabilities without the six-figure investment

Plug-In support that feels in-house

(without the headcount)

Setup

You drop eligibility file; we spin up branded phone, chat, email queues.

Launch

Advocates greet members as you, resolve 90% live, escalate the rest.

Optimize

Monthly SLA + VOC reports fuel continuous tweaks with no lift on your side.

Built for the Benefits Supply Chain

  • Brokerages: Instantly add ICHRA support line; win bigger RFPs.
  • ICHRA Admin Platforms: Wrap technology with human touch that keeps accounts sticky.
  • HR Tech / Ben-Admin Vendors: Upsell advocacy without building a call floor.
  • Carriers: Pair your individual products with A-rated service.

Focus on what you do best.
We'll handle the complex support.

Building this capability in-house requires significant investment:

  • Staff Costs
    $45,000-$65,000 per advocate annually, plus benefits and systems setup (20-30% additional)
  • Training Investment
    3-6 months initial training, ongoing education, and certification maintenance
  • Management Overhead
    Supervisors, training staff, and quality assurance personnel
  • Technology Infrastructure
    Phone systems, CRM integration, compliance tools, and security measures
  • Recruitment Costs
    High turnover in benefits roles means constant hiring and onboarding expenses

With CVRD, you get:

  • Immediate Expertise
    Highly trained advocates who put themselves in the caller's shoes and strive for first-call resolution
  • Predictable Costs
    Pay for what you use without recruitment, hiring, training, or management overhead
  • Scalable Capacity
    Handle seasonal spikes and growth seamlessly with our distributed team
  • Geographic Redundancy
    Remote staff throughout the US eliminates single points of failure
  • Professional Results
    Deliver the member experience that builds loyalty and boosts satisfaction

Ready to give employees answers instead of excuses?

  • Reduce internal strain on HR and service teams
  • Ensure compliant and high-quality customer interactions
  • Gain a trusted partner committed to human-centered service
  • Receive a tailored approach with measurable ROI
A mobile phone showing the user interface of the CVRD app