ICHRA Impact Report
vs. Group Renewal
Aptive Resources is a federal contractor with a growing workforce spread across multiple states. Like most government contractors, they were stuck in the cycle: rising group health renewals, employees opting out for cash in lieu, and a benefits program that wasn't keeping up. They needed a way to stabilize costs, stay SCA compliant, and give employees real coverage options without the annual renewal headache. CVRD helped them make the switch to ICHRA.
Annual Employer Savings
Employees Enrolled
On-Exchange Plans
Hsa-Eligible Plans
Metal Tiers Elected
Enrollment by metal tier
- Avg Premium$865.89
- Avg ER Contrib$693.71
- Total Mo Premium$42,429
- Avg Premium$1,207.30
- Avg ER Contrib$806.40
- Total Mo Premium$42,255
- Avg Premium$967.76
- Avg ER Contrib$667.69
- Total Mo Premium$62,904
- Avg Premium$636.02
- Avg ER Contrib$476.00
- Total Mo Premium$1,272
ICHRA Tier Details
- Monthly Savings$388.73 (39%)
- Group Renewal Premium$993.42
- Ichra Avg Premium$604.69
- Enrolled92
- Monthly Savings$1,173.77 (52%)
- Group Renewal Premium$2,260.60
- Ichra Avg Premium$1,086.83
- Enrolled12
- Monthly Savings$1,127.94 (61%)
- Group Renewal Premium$1,863.19
- Ichra Avg Premium$735.25
- Enrolled17
- Monthly Savings$1,250.79 (41%)
- Group Renewal Premium$3,044.33
- Ichra Avg Premium$1,793.54
- Enrolled32
- Monthly Savings$1,054.56 (52%)
- Group Renewal Premium$2,040.39
- Ichra Avg Premium$985.83
- Enrolled153 total
| Individual Coverage HRA | |||
|---|---|---|---|
| Average Premium | $985.83 | ▼ | 52% |
| ER Contribution % | 71.59% | ▲ | 17% |
| Total Monthly Premium | $148,861 | ▼ | 40% |
| Monthly ER Contribution | $106,568 | ▼ | 30% |
| End-to-End ICHRA Management | |
|---|---|
| Average Premium | $2,040.39 |
| ER Contribution % | 61.11% |
| Total Monthly Premium | $247,615 |
| Monthly ER Contribution | $151,307 |
*Normalized to 151 enrollees for comparison (down from actual renewal census)
Advocacy team support
Employe Benefits
Without The Baggage
Turn complex fringe benefits into predictable, compliant, and employee-friendly outcomes, built exclusively for government contractors, by government contractors.
