Employee benefits without the baggage.

Turn fringe benefit chaos into predictable, compliant, and employee-friendly outcomes, built exclusively for government contractors, by government contractors.

A mockup of a tablet device showing the CVRD app interface

Maximize H&W dollars to reduce administrative burden and strengthen your competitive edge

Contact Us

Fringe Benefit Optimization

Our platform and benefit solutions empower government contractors to optimize Health & Welfare spend without fixed cost risks. By turning unpredictable earned H&W dollars into a defined cost model, we help create manageable benefit programs that minimize financial exposure and maximize value.

End-to-End ICHRA Management

From custom allowance modeling to employee enrollment support and ongoing administration, we provide a complete ICHRA solution with concierge-level advocacy services that deliver superior benefits while reducing costs.

Flexible Implementation

Use our complete ICHRA solution, integrate with your existing benefits, or create a hybrid approach. Our platform adapts to your needs, allowing you to transition at your own pace while optimizing the allocation of fringe dollars.

CVRD optimizes fringe benefits for all employees

What benefits your employees can shop
ICHRA + Ancillary
Health & Welfare Dollars
No Health & Welfare Dollars
Group + Ancillary
How employee wallets are funded
Federal GovCon (Subject to SCA/DBRA)
Large Employer (Mixed Contract / Non-Contract)
Commercial Employers

Being a Contractor Is Hard...

The Problem

With Fringe Benefit Compliance

Government contractors face a unique set of challenges with health and welfare benefits management. You're caught between fixed H&W rates and unpredictable hours worked, coupled with increased premium rates, leaving you with shrinking margins and frustrated employees. We understand the pressure you're under to solve both problems simultaneously.

The Solution

For Cost Containment & Engagement

Our dual approach merges ICHRA implementation with deep GovCon expertise to maximize your fringe dollar impact. We convert rigid benefit structures into flexible contributions that adapt to your variable workforce while maintaining alignment with federal requirements. Our SaaS and services solution handles fringe tracking and transparency through our end-to-end fringe benefit administration platform.

Forecast for the Future & Empower Employee Choice

*ICHRA (Individual Coverage Health Reimbursement Account) is a benefits model, ERISA-covered plan that allows the employer to define a fixed allowance, and the employee chooses any qualified individual plan that meets their needs.

We got you CVRD.

We've designed CVRD to meet the specific needs and requirements of Government Contractors subject to Prevailing Wage law. With over 35 years of industry experience,  we understand the unique complexities of your business.
Get in Touch
+$3K
Ave Premium Savings PEPY
31%
Reduced Admin Costs
27%+
Reduced Volatility

“CVRD's innovative platform has transformed how prevailing wage contractor clients maximize their benefit dollars, consistently delivering 20-30% more value while handling all the administration. I recommend CVRD to every contractor seeking a competitive advantage through effortless benefit management."

John Thorbahn
Managing Director

Educate & Engage

Employee education and engagement is at the core of our founding beliefs. Our platform is uniquely designed to guide and educate employees through their choices and empower them to spend wisely - for happier, healthier employees all year long.

A mobile phone showing the user interface of the CVRD app